American Express Credit Card

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American Express credit cards have gained so much popularity amongst the masses that no business can be termed as complete and efficient if it doesn’t use american express credit card services. Really, without american express credit card services, most of the businesses would end up losing a significant chunk of business opportunities. Some people go to the extent of classifying such businesses (which don’t use american express credit card services) as non-serious businesses. So what are these american express credit card services that we are talking about?In simple words, by american express credit card services we mean the ability to accept credit cards as a mode of payment. Well, we can also term the use of credit cards as a credit card service. However, generally, american express credit card services will include the services that enable acceptance of credit card by a merchant. So, for a shopkeeper, use of credit card processing machines to accept credit card payments, is a credit card service that he is providing to his customers (and he himself is receiving this credit card service from the provider of credit card processing machine and others involved in making this process so smooth). Since carrying cash is no more a common practice, any shop that doesn’t use/provide such american express credit card services would end up losing a lot of customers because customers can’t pay with anything other than a credit card. So, for most merchants, providing american express credit card services (or american express credit card processing services) to their customers, has become very essential part of business.With the internet boom, came a lot of online businesses. These businesses were in the form of virtual shops (or e-shops) that existed either only on the internet or were a virtual extension of physical shops. All these businesses (some selling goods, some selling services), needed a way to accept payments from their customers. This gave birth to american express online credit card services. The simplest use of these american express online credit card services is in the form of a simple webpage/web-form that asks you to provide your credit card details. These details are then verified and processed to debit the amount from your credit card and credit it to the merchant’s accounts. Since credit card details are sensitive information, these websites started implementing mechanisms/technology to secure it and prevent it from getting in the hands of fraudsters. Such sites are now called secured websites and form the backbone of e-commerce.Besides these basic ways of implementing american express credit card services, the american express credit card services are provided in some other forms too e.g. over-the-phone payments using credit cards, use of american express online credit card service providers who provide you with an interface to accept credit card payments. So, there are a lot of different ways in which american express credit card services are implemented and as the time goes by, the expanse of these american express credit card services is sure to increase.Posted by Rolf Olsen at



Credit cards have become almost a necessity in today’s world. There are hordes of credit card suppliers who issue thousands of credits cards every day. American Express are a well known credit card supplier. American Express credit cards are pretty popular among the masses. American Express credit cards come with various different benefits and accordingly american express credit cards are classified into various categories. There are general purpose american express credit cards which promise great rates and excellent service. Then there are american express credit cards for people who shop regularly with some retailers. These are termed as rebate cards since they offer rebates on shopping when you shop with certain retailers. These also offer cash rewards. There are entertainment credit cards for people who wish to get VIP access to some concerts, events etc. Another category of American Express credit cards is the travel cards where the credit card holders get travel related discounts and rewards. This category of american express credit cards is very suitable for people who travel a lot. For students, there is a separate breed of american express credit cards which is called student cards. These student cards help the students in building a (good) credit history and also offer some special benefits for students. Similarly there are college & university alumni cards for supporting your alma mater. Then there are military cards that are meant for the members of military (both past and present). You can support your favourite teams or sporting organizations by getting a sports card. Finally, there are business cards which can be used by businesses for organizing their expenses, availing low interest rates and getting other benefits related to business. Thus american express offers a lot of different credit cards which cater to the different needs of various people. By comparing the features of these american express credit cards and by understanding the main objective behind them, one can easily zero-in on the american express credit card that is best suited to ones needs.


Note: The information given in this article was correct at the time it was written. However, the author does not guarantee the correctness and completeness of this information at any time.